Qu Pay
Modernize restaurant payment processing for QSR and fast casual brands with 20 to 2,500+ locations. Qu Pay connects every transaction to guest intelligence, working capital, and operational clarity on one Intelligent Commerce Platform.
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Faster Capital & Better Cash Flow
On-demand settlements replace standard payout schedules, so restaurant cash flow improves without waiting on a traditional payout cycle. Capital is based on your processing history, not a credit application, turning payments from a cost center into working capital operators can put back into the business.
Payments That Work as Hard as Your Brand
Operators shouldn't have to choose between running their business and understanding it. With Qu Pay, every transaction feeds both.
Qu Pay connects enhanced payment data with order, guest, location, and channel information, creating a richer, more complete view of every transaction across POS, kiosk, drive-thru, and online.
Payments operate as part of the restaurant platform, not as a disconnected system or a separate restaurant merchant services account managed apart from the business. One agreement, one support path, one team with full context across every channel and device.
No separate bank relationship required. On-demand settlements, capital based on your processing history, and unified payout reporting across every location — giving finance a single source of truth and operators faster access to working capital.
Go live in days, not months — reducing onboarding timelines by up to 75%. Remote device management, nightly updates, and centralized settlement reporting so your team spends less time managing payments.





Where It All Comes Together
Point of Sale (POS)
Kiosk ordering is fully integrated with POS, ensuring consistency across every channel.
Learn MoreReal-Time Analytics
Achieve real-time synchronization across all ordering channels & locations, and surface the data that actually moves revenue.
Learn MorePerformance Analytics
Unlock actionable insights and real-time prep tracking to enhance performance and drive revenue.
Learn MoreExplore the Full Platform
Every Qu product is built to work together. The more connected your stack, the smarter your operation.
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Qu Pay FAQ
Qu Pay is integrated restaurant payment processing built for multi-unit QSR and fast casual brands with 20 to 2,500+ locations. It connects every transaction to order, guest, location, and channel data on the Intelligent Commerce Platform, so payments, POS, and reporting all run as one system instead of separate tools.
Qu Pay processes payments as part of the restaurant platform rather than through a separate gateway and processor. Every transaction across POS, kiosk, drive-thru, and online is captured with enhanced payment data, giving operators a single, complete view of sales, guests, and settlement across every location.
Qu Pay replaces standard payout schedules with on-demand settlements, so operators access funds faster. Working capital is based on your processing history, not a traditional credit application, which turns payments from a cost center into capital you can reinvest in the business.
Up to 65% of restaurant transactions leave no usable guest identity behind. Qu Pay connects each payment to order, guest, and channel data, so brands can recognize repeat guests, measure behavior across channels, and act on payment analytics they could not see before.
Most brands go live in days, not months, reducing onboarding timelines by up to 75%. Remote device management, nightly updates, and centralized settlement reporting mean teams spend less time managing payments after activation.
No. Qu Pay is one platform with one agreement, one support path, and one team. There is no separate gateway, processor, or bank relationship to manage, and no separate restaurant merchant services account, so when a question comes up, it is one call.
Qu Pay is built for multi-unit QSR and fast casual brands with 20 to 2,500+ locations, from growing regional chains to enterprise brands. Customers on the Qu platform include Jack in the Box, Shake Shack, Dave's Hot Chicken, Golden Corral, Blaze Pizza, and Taco John's.
Toast bundles payments with its POS for a broad market. Qu Pay is built for multi-unit QSR and fast casual operators with 20 to 2,500+ locations, connecting every transaction to guest and channel data on the Intelligent Commerce Platform and adding on-demand settlements and processing-based working capital. It is one platform, one team, and one agreement, not a separate processor bolted onto the POS.









